Disability insurance companies like to see objective medical evidence to approve a long term disability claim. But so many disabling conditions are “invisible” – chronic pain, mental health ailments, and other conditions that don’t show up on an MRI
Dell & Schaefer PA
Disability Insurance Lawyers Helping the Disabled Since 1979.
We are disability insurance attorneys that have helped thousands of claimants nationwide to obtain STD, LTD and long term care benefits. We represent claimants at all stages of a claim for disability income benefits, which includes the disability application process, monthly claim handling, denial of disability benefits, ERISA appeals, lawsuits to recover disability benefits and lump sum policy buyouts for individuals that are currently being paid disability income benefits. We always offer a free consultation.
Latest from Dell & Schaefer PA - Page 8
New York Life’s Number One Reason to Deny Disability Benefits
Disability attorneys Gregory Dell & Alex Palamara discuss how NY Life reviews medical evidence and then makes a determination about appropriate medical support.…
Emergency Room Physician Disability Insurance Claim Tips for Approval
Emergency Room physicians face challenges when filing claims for disability insurance. A medical diagnosis is not enough to support a finding of disability. They must prove how that medical condition makes it impossible for them to do their jobs.…
ADP Admin With Amputated Leg Denied Hartford Long Term Disability Benefits Wins Appeal
This was a really bad denial by Hartford, but unfortunately not that unusual. Disability insurance attorney Alex Palamara discusses the reason for Hartford’s disability denial and the steps we took to get the Hartford disability denial reversed.…
Obstetric & Gynecologist (OB-GYN) Doctor Long Term Disability Tips to Get Disability Benefits Approved
It can be difficult for OB-GYN doctors to have their claim for long term disability (LTD) benefits approved even when the policy has been in effect for years. The burden to prove disability is on the doctor.…
Anesthesiologist Disability Insurance Claim Actions You Must Know
Filing a claim for long-term disability (LTD) benefits is not an easy task for anesthesiologists. Insurance claims representatives hope they can find a reason to deny the claim so they can save their employer money. Anesthesiologists sometimes make the…
What is Disability Insurance and Should You Buy It?
Disability insurance can help protect your income if you’re no longer able to work – but not all disability insurance policies are created equal. Depending on the type and term of policy you have, the process of qualifying for…
Hartford Disability Denial Reversed for Oracle Manager and Veteran with Cardiovascular Disease
Disability attorneys Gregory Dell & Cesar Gavidia discuss how they helped a former ORACLE employee to win his Hartford long term disability benefits. We provide some disability claim tips in order to help you avoid a denial.…
Hartford Long Term Disability Appeal Victory for Truck Driver with Hip, Back and Cardiac Disorders
In this Hartford long term disability denial disability attorneys Gregory Dell and Stephen Jessup discuss a horrible denial by Hartford where they relied on their own nurse and manipulated a treating doctor’s opinion to deny benefits.…
Reliance Standard Denies Long Term Disability After Paying for 16 Years
This was a horrible Reliance Standard long term disability benefit denial. Long term disability lawyers Rachel Alters and Gregory Dell discuss a successful LTD appeal on behalf of a factory worker that had suffered multiple serious injuries to his…