In this long term disability denial, MetLife tried to rely on three different policy defenses to deny disability benefits. MetLife initially paid client for 22 months and then denied LTD benefits prior to the change of definition. MetLife attempted
Dell & Schaefer PA
Disability Insurance Lawyers Helping the Disabled Since 1979.
We are disability insurance attorneys that have helped thousands of claimants nationwide to obtain STD, LTD and long term care benefits. We represent claimants at all stages of a claim for disability income benefits, which includes the disability application process, monthly claim handling, denial of disability benefits, ERISA appeals, lawsuits to recover disability benefits and lump sum policy buyouts for individuals that are currently being paid disability income benefits. We always offer a free consultation.
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Best Buy Manager with Heart Disease Wins Hartford Disability Appeal
This is an example of Hartford disability benefit denial which never should have been denied. In this Hartford long term disability denial, long term disability lawyer Alex Palamara discusses how he was able to help a Best Buy manager…
Nurse Wrongfully Denied LTD Benefits By Prudential Wins Appeal
Prudential wrongfully denied long term disability benefits to a registered nurse working for Davita inc. In this long term disability denial Prudential relied on a medical record by a nurse to deny benefits. Attorneys Alex Palamara and Gregory Dell…
Seven Surgeries and The Standard Still Denies Disability Insurance Benefits
This was a shocking denial by The Standard. Our client, a technical support representative for the state of Oregon was denied long term disability after undergoing two hip, two knee and three back surgeries. After paying benefits for 1.5…
Nurse With Knee and Back Disorder Wins Hartford Disability Insurance Appeal
In this Hartford long term disability benefits denial, Rachel Alters discusses how she was able to help a nurse with a knee and back disorders to win her disability insurance benefits. Rachel also provides tips about how to prevent…
Family Medicine and Internal Medicine Doctor Disability Claim Information and Tips for Claim Approval
When family medicine or internal medicine doctors get sick or have a medical condition that makes it difficult to work, they still do not stop working. They show up at their office every day regardless of how they feel.…
FPL Lineman Wins Lincoln Financial Disability Denial Appeal
Despite a serious work injury, Lincoln literally told this FPL lineman employee to go a climb a pole. In order to deny long-term disability insurance benefits, Lincoln hired a doctor to review medical records and conclude that our client…
Accountant & AICPA Disability Insurance Claim Tips and Strategies
Accountants often have a difficult time having their claim for disability benefits approved. Insurance companies consider the job of an accountant as sedentary, believing all it entails for an accountant to do the job is to sit at a…
Truck Driver Wins Unum Long Term Disability Insurance Appeal
Most people don’t realize the demands of being a commercial truck driver. It’s crazy when a disability insurance company tells a truck driver that it’s safe for him or her to get back on the road and risk the…
Anesthesiologist Approved for Long Term Disability Benefits Plus an Extra 9 Months of Benefits
Getting approved for long term disability benefits can be challenging, but the challenge is even greater when you have three different disability policies. Every disability policy has it’s own language and every disability company requires different claim forms.…