My COVID-19 Mortgage Forbearance Period is Ending. What Should I Do?
Due to the COVID-19 pandemic, many struggling homeowners have received mortgage forbearance when they have been unable to make their monthly payments. Many homeowners have received their forbearance through
Ira J. Metrick Attorney at Law LLC
Ira J. Metrick Attorney at Law LLC is a New Jersey-based law firm specializing in foreclosure defense, loan modifications, and related consumer advocacy. The firm provides legal assistance to homeowners facing mortgage foreclosure, sheriff sales, and issues with surplus funds after foreclosure. It offers guidance on navigating complex foreclosure timelines, repayment plans, and claims against lenders, including challenges related to zombie mortgages and federal tax lien notices. The firm publishes blog content aimed at educating New Jersey homeowners about foreclosure prevention options, legal rights, and procedural requirements such as probate for heirs claiming surplus funds. Its practice focuses on practical legal solutions to help clients retain their homes or recover funds.
Website:
https://metrickesq.com
Latest from Ira J. Metrick Attorney at Law LLC - Page 6
NJ Mortgage Forbearance Ends June 30
COVID-19 Mortgage Forbearance is Ending June 30, 2021
On March 19, 2020, New Jersey Governor Phil Murphy issued Executive Order 106, which suspended eviction and foreclosure removals throughout the state. On March 28th, Murphy announced that financial institutions…
Why Did My Lender Reject My Loan Modification?
We get many calls from clients who believed they qualified for a loan modification and spent a great deal of time and effort to apply for a loan modification, only to find out that they never qualified for a…
Ira Metrick to Speak on NJICLE Consumer Protection Webinar on 4/9
Join Ira Metrick for a Consumer Protection Webinar on 4/9/21
Ira J. Metrick will be featured in an upcoming webinar for the New Jersey Institute for Continuing Legal Education (NJICLE). Here are important details about this informative presentation:
- Topic: Consumer
…
Flagstar Mortgage Data Breach
Flagstar Mortgage Data Breach
We have become aware that a data breach has occurred at Flagstar Mortgage. If Flagstar has been your mortgage servicer, I wanted to reach out to you to let you know that you may get a…
Why is Someone Else’s Name on my Credit Report?
Why is Someone Else’s Name on my Credit Report?
Credit reports can sometimes show inaccurate information. According to a study conducted by the Federal Trade Commission, about 1 in 4 people identified errors in their credit reports that might affect…
Evictions for Commercial Tenants are Resuming
While commercial foreclosures have continued to proceed during the COVID-19 pandemic, courts have paused issuing writs of possession and enforcing evictions, as well as other post-judgment actions.
However, New Jersey courts will resume issuing writs of possession for commercial…
UPDATE: Federally Backed Loan Foreclosures, Evictions Extended Until 1/31/2021
January 2021 Update: Extension Of Federally Backed Loan Foreclosures And Evictions Until January 31, 2021
Federally Backed Loans, specifically, Fannie Mae, Freddie Mac, the VA, FHA, and USDA have extended the moratoriums on foreclosures enacted earlier this year. Single-family homeowners…