How to Stop Foreclosure on an Inherited Home in NJ
If you inherited a home that is at risk for foreclosure or a Sheriff’s Sale, or if you are an heir or an owner of a property that is
Ira J. Metrick Attorney at Law LLC
Ira J. Metrick Attorney at Law LLC is a New Jersey-based law firm specializing in foreclosure defense, loan modifications, and related consumer advocacy. The firm provides legal assistance to homeowners facing mortgage foreclosure, sheriff sales, and issues with surplus funds after foreclosure. It offers guidance on navigating complex foreclosure timelines, repayment plans, and claims against lenders, including challenges related to zombie mortgages and federal tax lien notices. The firm publishes blog content aimed at educating New Jersey homeowners about foreclosure prevention options, legal rights, and procedural requirements such as probate for heirs claiming surplus funds. Its practice focuses on practical legal solutions to help clients retain their homes or recover funds.
Website:
https://metrickesq.com
Latest from Ira J. Metrick Attorney at Law LLC - Page 5
Lakeview Loan Servicing Data Breach
A significant breach of data has occurred at Lakeview Loan Servicing, putting the security and privacy of their clients at risk.
Unlike similar leaks that have plagued different companies over the years, the breach suffered by Lakeview presents a…
CFPB Takes Action Against Fay Servicing, LLC
As of February 8th, 2022, the Consumer Financial Protection Bureau (CFPB) took action against mortgage servicer Fay Servicing for failing to provide mortgage borrowers with the protections against foreclosure that are required by law.
The Bureau found that Fay “violated…
CARES Act Foreclosure Protections Ended December 31, 2021
As of December 31, 2021, the Federal Regulations preventing foreclosures for those who have federally-backed mortgages have come to an end.
Formerly provided by the CARES Act, these protections allowed for:
- A grace period from mortgage payments
- No new
…
What is a Lis Pendens in a New Jersey Foreclosure?
If you are facing foreclosure in the state of New Jersey, it is important to keep track of the steps in the process. This includes saving and responding to any foreclosure notices you receive in the mail, and being aware…
New Jersey Tax Sale Foreclosure Timeline
What is a New Jersey Tax Sale Foreclosure?
If you fail to pay your property taxes in New Jersey, the municipality will eventually hold an auction where either a third party or the municipality itself will buy the right to…
Can I Apply For An Additional Stay of Sheriff’s Sale Through the HAF?
On December 8, 2021, the New Jersey Courts Announced that Eligible NJ Homeowners Can Now Apply For Additional Stay of Sheriff’s Sale
The Supreme Court has authorized homeowners to request an additional stay for Sheriff’s Sales in residential foreclosures as…
FHA Foreclosures Are Being Filed By Three NJ Banks
Attention NJ Homeowners: FHA foreclosure complaints are now being filed in New Jersey by the following three mortgage servicing companies:
- Lakeview Loan Servicing
- LoanCare
- M&T Bank
These are the first federally backed loan foreclosures we have seen since the…
Can I Get a Loan Modification Without Documented Income?
Loan Modifications for People Who Have Not Filed Tax Returns or Who Work “Off the Books”
If you are unable to show documented income, you may be eligible for a mortgage loan modification. If you have not been able to…
What is the Statute of Limitations for Second Mortgages in NJ?
Statute of Limitations For Collecting on Old Second Mortgages, HELOCs and Lines of Credit in New Jersey
New Jersey statute N.J.S.A. 12A:3-118(b) states that if there have not been any payments made for more than 10 years and there has…