The CFPB Issues Interim Final Rule Clarifying that Tenants Can Hold Debt Collectors Accountable for Illegal Evictions
Perkins Coie LLP Blogs
Latest from Perkins Coie LLP
Subscriptions and Recurring Billing: What You Need to Know
New York’s new automatic renewal law is just one of many state laws affecting recurring billing and subscriptions. In this episode, Jason Howell and Amanda Beane discuss compliance tips and litigation risks for businesses. Listen here.…
Derivatives Exposure: Why It Matters And How To Calculate It
By Stephen A. Keen & Andrew P. Cross
Our last post outlined the essential differences between VaR Funds and Limited Derivatives Users: primarily that the former must adopt a derivatives risk management program (a “DRM Program”) while the latter need only have policies and procedures. Our post observed that the less prescriptive regulatory requirements may make operating as a Limited Derivative User an attractive alternative for many management investment companies (including business development companies but…
Derivatives Exposure: Why It Matters And How To Calculate It
Our last post outlined the essential differences between VaR Funds and Limited Derivatives Users: primarily that the former must adopt a derivatives risk management program (a “DRM Program”) while the latter need only have policies and procedures. Our post observed that the less prescriptive regulatory requirements may make operating as a Limited Derivative User an attractive alternative for many management investment companies (including business development companies but excluding money market funds, a “Fund”). As promised…
Appellate Courts to Malibu Homeowners: “Defy the Coastal Commission at Your Peril”
City Policy Favoring Purchasers of Expensive Taxi Medallions Passed Constitutional Muster
The Anti-Money Laundering Act of 2020: A Survey of Key Provisions and Practice Takeaways
The AMLA 2020 includes sweeping reforms updating and modernizing U.S. anti-money laundering laws, many of which have implications beyond financial institutions regulated under the Bank Secrecy Act.
This multipart series will discuss key takeaways, including (1) new corporate beneficial ownership disclosure requirements; (2) enhanced whistleblower program; (3) expanded subpoena authority over foreign financial institutions accessing the U.S. market; (4) new criminal penalties for concealing the involvement of foreign officials in transactions; (5) expansion of AML…
EBSA Guidance on COBRA Subsidy in the American Rescue Plan Act
The American Rescue Plan Act of 2021 includes a 100% federal subsidy of COBRA premiums (including the up-to-2% administrative fees) during the period of April 1, 2021, through September 30, 2021. Earlier this week, the Employee Benefits Security Administration published clarifying FAQs and model notices related to the COBRA subsidy. This update discusses the guidance most relevant to employers and highlights areas where additional guidance is still needed. Read the full article.…
Colorado Joins Ranks of States Introducing Consumer Data Privacy Legislation
On March 19, 2021, Colorado State Senators Richard Rodriguez (D) and Paul Lundeen (R) introduced Senate Bill 21-190 as part of a bipartisan effort to make Colorado the latest state to implement comprehensive legislation establishing certain consumer data privacy rights. Dubbed “A Bill for an Act Concerning Additional Protection of Data Relating to Personal Privacy,” SB 21-190 largely follows in the footsteps of California’s CCPA, Virginia’s CDPA and the European Union’s GDPR with a stated…
Eleventh Circuit Rules that Websites Are Not Public Accommodations Under the ADA
On April 7, 2021, the U.S. Court of Appeals for the Eleventh Circuit issued a decision in a closely watched web accessibility case, holding that websites do not constitute places of public accommodations under Title III of the Americans with Disabilities Act (ADA). The decision—Gil v. Winn-Dixie Stores, Inc.—represents a departure from what has been a trend toward increasingly expansive interpretations of the ADA, and it is likely to prompt renewed conversations regarding whether and…