This was a terrible denial by Sun Life because they denied long term disability insurance benefits after 23 months to make the claimant file two additional appeals. Our client was employed as a commercial truck salesperson. Sun Life wrongfully
Disability Insurance Claims Law Blog
Keeping Disability Insurance Companies Honest and Helping Claimants Collect LTD or STD Benefits
The Disability Insurance Claims Law Blog, published by Dell & Schaefer PA, focuses on legal issues related to disability insurance claims and appeals. It covers strategies for obtaining long-term disability benefits, handling denials, and navigating the appeal process under ERISA and other frameworks. The blog discusses how disability insurance companies evaluate medical evidence, occupations, and disabling conditions, and it provides guidance on working with doctors and experts to strengthen claims. It also addresses litigation tactics, settlement negotiations, and the impact of discretionary clauses in insurance policies. Additionally, the blog offers resources such as company reviews, lawsuit stories, and tips for claimants to improve their chances of benefit approval.
Latest from Disability Insurance Claims Law Blog - Page 11
Home Depot Employee Gets Hartford Disability Benefit Denial Reversed
By Gregory Dell
This case is a good discussion of issues that arise when you have mental nervous and physically disabling conditions. Hartford denied long term disability benefits three weeks before the change from own occupation to any occupation definition of disability.…
The Standard, Ameritas and Sun Life Agree to Pay Residual Disability Insurance Benefits to Surgeon
By Gregory Dell
Applying for long term disability insurance benefits is a process that must have a strategic plan. When you have disability policies with multiple disability companies it can be even more challenging.…
New York Life Denies LTD Benefits to 64 Year Old Sales Manager
By Gregory Dell
In this NY LIFE disability denial, our client was able to win his appeal despite an IME doctor claiming that he is not disabled. It is amazing that after multiple surgeries and being age 64, that NY Life determined…
Disability Benefit Denial Reason #4 – Your Doctor Is Misled By the Disability Company
By Gregory Dell
At Dell Disability Lawyers, we see disability insurance carriers deny claims for a few main reasons – they may cite anything from video surveillance to the change of disability definition.…
Elementary Teacher Wins MetLife Disability Benefit Appeal
By Gregory Dell
MetLife tells an Elementary Teacher that he is capable to return to work within months after back surgery. It happens all the time, because MetLife has their own return to work guidelines following surgical procedures.…
Unum Approves Long Term Disability Benefits for Pharmacist with an Eye Disorder
By Gregory Dell
This is a great example of how Disability Insurance Attorney Rachel Alters helped a pharmacist with a detached retina to obtain LTD approval from Unum. Rachel Alters discusses how she helped a Pharmacist to continue working and collect residual…
Third Most Common Disability Benefit Denial Reason: Video & Social Media Surveillance
By Gregory Dell
One of the main reasons disability insurance companies deny long term disability claims involves video surveillance and “social media surveillance.” Insurance carriers literally follow claimants around (and monitor their social media accounts) to see if they can catch these…
Prudential Denies LTD Benefits to JP Morgan Financial Advisor With Jaw Cancer
By Gregory Dell
This case was a horrific denial by Prudential. Our client is a financial advisor with JP Morgan Chase Bank and he was wrongfully denied Prudential long term disability benefits following multiple surgeries and chemotherapy.…
Network Engineer with Neck Disorder Wins a Standard Long Term Disability Benefit Appeal
By Gregory Dell
We discuss a successful long term disability appeal victory on behalf of a University of Utah network engineer. This long term disability denial by The Standard was horrible and should never have happened as our client underwent 3 neck…