In my meetings and times with Scott and Jan deLuise, it’s clear that they make quite the dynamic duo. While Jan tends to stay more in the background, Scott consistently uses the pronoun “we” when discussing his life and
The Property Insurance Coverage Law Blog, published by Merlin Law Group, P.A., focuses on issues related to property insurance claims and coverage disputes. It covers topics such as claim denials, delays, and underpayments by insurance companies, challenges faced by policyholders in documenting and proving losses, and legal strategies for recovering insurance benefits. The blog addresses various types of property damage claims including those from wildfires, hurricanes, water damage, hail, and wind. It also discusses the duties and cooperation required from policyholders during claim investigations, the role and licensing standards of public adjusters, and the impact of insurance company practices on claim outcomes. The content is aimed at helping policyholders understand their rights and navigate complex insurance claim processes.
In my meetings and times with Scott and Jan deLuise, it’s clear that they make quite the dynamic duo. While Jan tends to stay more in the background, Scott consistently uses the pronoun “we” when discussing his life and…
Jen Silver owns a roofing business and is a business educator to restoration contractors and roofers. She asked whether Utah follows the efficient proximate causation rule for insurance policy interpretation after reading yesterday’s post, Mathew “One T” Mulholland Does a Great…
Late filed proofs of loss are treated differently by state and federal law. Some are draconian, where a proof of loss filed one day late may void coverage, as noted in Attention Public Adjusters: Urgent Reminder on Upcoming Deadline for…
Steve Badger sent me his amicus brief in an important appraisal case pending before the Texas Supreme Court. Just before finishing a blog on that brief and the case, I researched what others may be saying about the case. I then…
Lately, it seems defense counsel is removing nearly every insurance case to federal court. They usually accomplish this by asserting diversity jurisdiction. For those who aren’t familiar, federal diversity jurisdiction refers to a legal principle that allows civil cases involving…
Specialized and high-risk policies, like marine, aviation, and trucking, often contain requirements for qualifications and experience of the operator. These are often critical factors establishing coverage, which are raised after a loss occurs. These policies are not one-size-fits-all; they are…