Student loans plague the minds of millions of Americans, but people often have more financial obligations than student loan debt to worry about. Your budget may already be stretched thin between other debts, bills, and necessities. If you are experiencing…

If you have received notice of legal action against you by Discover, you need to respond promptly before they take a default judgment against you. Discover sues consumers who have defaulted on credit card payments and are hoping you will…

Creditors like Synchrony Bank have been known to harass consumers over unpaid debt. As a consumer, you should know that you have rights and are protected by specific federal laws. If you think you have been harassed or experienced unethical…

National Enterprise Systems (NES) is an Ohio-based third-party collection agency that was founded in 1987. NES has received many consumer complaints regarding its unethical debt collection practices, especially violations of the Fair Debt Collection Practices Act (FDCPA). Behaviors of unethical…

Credit cards are useful tools for building credit and spending money you may not have at the moment. However, their convenience accompanied by financial hardship can make it easy to rack up significant credit card debt that may be challenging…

Friends support each other through difficult times, but you’ll rarely see friends willing to cosign a loan. There’s a good reason for that. In any relationship, money matters can complicate things. When your friend asks you to cosign a loan…

Parents are usually their children’s biggest cheerleaders and champions for getting a higher education. Many parents will do whatever it takes to help their children get into college and obtain a degree, including supporting them in getting student loans. The…