With rising tuition costs and the increasing uncertainty of entering today’s job market, many students fear whether investing in a bachelor’s degree is worth the return. The high cost of education that falls on many households and families every year is overwhelming, leaving many students stuck with no other option but to seek financial aid. […]…

No one wants to be contacted by a debt collection agency. If you’re in this situation, it’s important to know your rights and the actions and claims these entities are and are not capable of. Unfortunately, debt collection agencies have a long history of engaging in harassment and illegal practices. Being able to identify unlawful […]…

The high costs of undergraduate and higher education programs have resulted in more and more students borrowing money from both the federal government and private lenders to pay for school. Unfortunately, many college students and recent graduates don’t anticipate the effects of student loan debt on their future—specifically buying property. According to the National Association […]…

People experiencing financial distress often feel at a loss for how to beat the cycle of debt. If you have accumulated bills you cannot pay or are struggling under increasing debt, it may be a good idea to file for bankruptcy. However, filing for bankruptcy comes with the challenge of rebuilding credit. Whether it’s getting […]…

Many students are unaware of the ways student loans can affect their finances and credit history in the long term. Misconceptions about student loans have even become popular opinion, with the potential to ignite a financial disaster. In a 2018 survey conducted by Student Loan Hero, researchers found troubling findings on the lack of awareness […]…

The average American is $90,460 in debt, including credit cards, car loans, student debt, and mortgages. What’s troubling is that not every person who has debt knows they’re in debt, especially if it comes from credit cards. Credit cards are made for ease and convenience. “Buy now, pay later” may sound great, but in reality, […]…

There’s nothing that can ruin your day more than noticing your monthly payment on your student loans increased. If you’re at a loss for what caused the sudden change, you can probably find the answer somewhere in the fine print of your loan agreement. Depending on your loan’s terms, the monthly payment can increase over […]…