The Property Line

Tressler’s experienced Insurance attorneys write about the latest legal news. Tressler has been focused on protecting the interests of insurers for more than 30 years.

In Tarakanov et al. Lexington Insurance Co., 2019 WL 5541007 (N.D. Cal. Feb. 26, 2020), Magistrate Judge Laurel Beeler, in the United States District Court, Northern District of California, recently dismissed Plaintiffs’ claims in its Complaint that Lexington Insurance Company (“Lexington”) breached a homeowner’s policy it issued to Plaintiffs and that it acted in bad faith by refusing to pay extended replacement-cost coverage (“ERC Coverage”) and Ordinance Coverage. The court determined there was no requirement for…
It’s not every day most of us get to deal with a real gold heist. But that is the case in Dillon Gage Inc. of Dallas v. Certain Underwriters at Lloyd’s, No. 3:18-CV-01555-X, 2020 WL 833255 (N.D. Tex. Feb. 19, 2020). Dillon… Continue Reading → The post Texas Court Finds Concurrent Causes Of A Loss Where One Cause Is Covered And The Other Is Excluded “Results In No Coverage At All” appeared first on The Property Line
A Kentucky federal judge ruled that Shelter Mutual Insurance Company doesn’t have to pay a $4 million judgment against a daycare center director in a child abuse case, finding that coverage is barred by an exclusion in the director’s homeowners… Continue Reading → The post Homeowners Insurer Need Not Cover Judgment Against Insured For Abuse Based Upon “Business Activity” Exclusion appeared first on The Property Line.…
A Kentucky federal judge ruled that Shelter Mutual Insurance Company doesn’t have to pay a $4 million judgment against a daycare center director in a child abuse case, finding that coverage is barred by an exclusion in the director’s homeowners policy for business-related claims. In May 2017, a Kentucky jury found the insured, the director of Louisville-based daycare center Kidz University Inc., had negligently failed to supervise staff and comply with child abuse prevention laws,…
In Witcher v. State Farm Fire and Cas. Co., 2018 IL App (5th) 170001-U (Ill. App. Jan. 26, 2018), the insureds demanded an appraisal following a fire loss.  A fire rendered the insureds’ home a total loss, but the insureds and… Continue Reading → The post Formal Service of Petition for Appointment of Appraisal Umpire is Required Even if a Party Fails to Respond to Appraisal Demand appeared first on The Property Line.…
In Witcher v. State Farm Fire and Cas. Co., 2018 IL App (5th) 170001-U (Ill. App. Jan. 26, 2018), the insureds demanded an appraisal following a fire loss.  A fire rendered the insureds’ home a total loss, but the insureds and State Farm could not agree on loss valuation. State Farm received notice of the written appraisal demand, but did not respond to it within 20 days of receipt as required by its homeowner’s policy.…
In Witcher v. State Farm Fire and Cas. Co., 2018 IL App (5th) 170001-U (Ill. App. Jan. 26, 2018), the insureds demanded an appraisal following a fire loss.  A fire rendered the insureds’ home a total loss, but the insureds and State Farm could not agree on loss valuation. State Farm received notice of the written appraisal demand, but did not respond to it within 20 days of receipt as required by its homeowner’s policy.…
Aon Hussain is an associate in the Insurance Practice.  He represents insurers in litigation and non-litigation matters related to commercial general liability coverage, first party property coverage, and excess/umbrella liability coverage.  Many of his cases require the defense of common law and statutory bad faith claims. His practice areas include Litigation, Insurance, Claims Handling & Extracontractual Liability, Commercial Litigation, Coverage Analysis, First Party Property, and Insurance Consulting. He received his J.D. from Chicago-Kent College of…
Aon Hussain is an associate in the Insurance Practice.  He represents insurers in litigation and non-litigation matters related to commercial general liability coverage, first party property coverage, and excess/umbrella liability coverage.  Many of his cases require the defense of common law and statutory bad faith claims. His practice areas include Litigation, Insurance, Claims Handling & Extracontractual Liability, Commercial Litigation, Coverage Analysis, First Party Property, and Insurance Consulting. He received his J.D. from Chicago-Kent College of…