The Devil’s in Details
This is one of many fictionalized True Crime Stories of Insurance Fraud from an Expert who explains why Insurance Fraud is a “Heads I Win, Tails You Lose” situation for Insurers. The stories help to Understand
Latest from Zalma on Insurance
Eleventh Circuit Allows Retrial of Esformes
Presidential Commutation Doesn’t Stop Retrial On Cases Where Jury was Hung
See the full video at https://rumble.com/v26y1nq-eleventh-circuit-allows-retrial-of-esformes.html and at https://youtu.be/vK1jDKcVfVo
In United States Of America v. Philip Esformes, Nos. 19-13838, 19-14874, United States Court of Appeals, Eleventh Circuit (January 6,
Never Breach a Condition Precedent
Protective Safeguard Endorsement is a Condition Precedent for There to be Coverage
See the full video at https://rumble.com/v26xnto-never-breach-a-condition-precedent.html and at https://youtu.be/VIMeCtZQWgA
In Mama K’s Diner, LLC v. AMCO Insurance Company, F082800, California Court of Appeals, Fifth District (January 17,
No Defense for Economic Damages Alone
No Bodily Injury – No Property Damage – No Coverage
See the full video at https://rumble.com/v26smfe-no-defense-for-economic-damages-alone.html and at https://youtu.be/GQwgp_dywTU
In Westfield National Insurance Company; Motorists Mutual Insurance Company v. Quest Pharmaceuticals, Inc., Nos. 21-6026, 21-6043, United States Court of
Imposter not a Customer
Theft by Fraud, Trick or Device Not Covered
See the full video at https://rumble.com/v26er44-imposter-not-a-customer.html and at https://youtu.be/zrYJT4mvKVE
In Civitas-IT, LLC v. Auto-Owners Insurance Company, No. 359731, Court of Appeals of Michigan (January 12, 2023) dealt with a claim for loss
Insured Must Occupy Dwelling
Canada Requires Owner Occupant to Occupy Dwelling for Coverage to Apply
See the full video at https://rumble.com/v269zk0-insured-must-occupy-dwelling.html and at https://youtu.be/YkUcGBSONIQ
In Dang C. v. Industrielle-Alliance, Assurance Auto et Habitation Inc., 2022 QCCA 1739, the Court of Appeal for the
COVID Does Not Cause Physical Loss or Damage
There Must be an Actual Change in the Appearance, Shape, Color, Or Other Material Aspect Of The Property for Coverage to Apply
See the full video at https://rumble.com/v264x2k-covid-does-not-cause-physical-loss-or-damage.html and at https://youtu.be/bRn9YLqynwI
Plaintiff MTDB Corporation d/b/a Striker Lanes (MTDB) sued seeking
No Duty to Defend
NEITHER BATTERY NOR FAILURE TO REMOVE INTOXICATED PATRON IS AN OCCURRENCE
See the full video at https://rumble.com/v259ygg-no-duty-to-defend.html and at https://youtu.be/_AprinkacTwhttps://youtu.be/_AprinkacTw
In Crum & Forster Specialty Insurance Company v. Spike’s Pub & Grub, d/b/a Vincint Von Hart LLC, and Devin Elliott,
Zalma’s Insurance Fraud Letter – January 15, 2023
ZIFL – Volume 27, Issue 2
The Source For Insurance Fraud Professionals
See the full video at https://rumble.com/v25pfnm-zalmas-insurance-fraud-letter-january-15-2023.html and at https://youtu.be/QP_SqcJJ9QQ
This, the second issue of 2023 of Zalma’s Insurance Fraud Letter contains multiple article that will be useful to
Late Claim Costs Plaintiff
Death of Defendant Limits Recovery of Damages to Insurance Unless Timely Claim to Estate of Decedent
See the full video at https://rumble.com/v253fji-late-claim-costs-plaintiff.html and at https://youtu.be/q2A3kmpOgbk
In Maryland, to facilitate the prompt settlement of decedents’ estates, a person must “present” a