Barry Zalma, Inc.

Barry Zalma founded Barry Zalma, Inc. in 1979 to help resolve every insurance claim problem faced by you or your clients. For more than 51 years as a claims person and insurance coverage attorney, Barry Zalma has represented insurers, advised insurers on claims handling, interpreted coverages and testified as an insurance coverage, insurance bad faith, insurance claims handling and insurance fraud expert on behalf of insurers and policy holders’ suing insurers. He now limits his practice to consultation and service as an insurance claims handling expert.

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Appraisers Authority Limited to Determining Actual Cash Value of Loss Shawn Rees appealed an order denying his petition to vacate an appraisal award he believed undervalues the cost to repair flood damage to his house. He contended that the appraisers exceeded the scope of their authority when preparing the award. In Shawn Rees v. American Security Insurance Company, et al., 2d Civil No. B302938, California Court of Appeals, Second District, Sixth Division (July 21, 2021)…
A Video Explaining Foundation & Shear Wall Defects See the full video at https://rumble.com/c/c-262921 and at https://youtu.be/735h6HOFVy4 Foundation Defects A foundation is the base upon which a structure stands. If a foundation is inadequately engineered it will not properly hold a structure up and will pose a hazard to the structure, to adjoining structures, and to occupants of the building. A foundation is the base upon which a structure stands. If a foundation is inadequately…
A Video Explaining Construction Experts See the full video at https://rumble.com/c/c-262921 and at https://youtu.be/zEY0UFsJpxc In construction defect cases, the standard of care and its breach must generally be shown through expert testimony. Lay testimony is sometimes sufficient where the defects are of common knowledge. In construction cases and other cases involving licensed professionals, standard of care evidence in negligence matters generally must be provided by expert testimony, because the standard of care involved in…
Falsely Reporting an Auto Stolen is Insurance Fraud A grand jury indicted J.B. Black for insurance fraud. Following his not guilty plea, the case was tried to a jury, which found Black guilty. The trial court sentenced Black to 10 years’ confinement. After his conviction Black appealed asserting multiple claims that the trial court erred and in J.B. Black v. The State Of Texas, NO. 01-20-00178-CR, Court of Appeals For The First District of Texas…
A Video Explaining Some More of the Construction of a Dwelling See the full video at https://rumble.com/c/c-262921 and at https://youtu.be/97BN-ObZlB8 Interior Floor Finishes Concrete is poured in place from 3½ to 6 inches thick at various areas. It is usually poured into a form built with lumber or uses already placed foundation walls as forms for basement and first floor slabs. The concrete floors are usually reinforced with #3, #4, and/or #5 rods, welded in…
Court of Appeal Requires Third Trial of Breach of Condition Precedent Case Generally, across the country, testifying at a properly noticed Examination Under Oath (EUO) is a condition precedent to coverage for any claim. In SAFECO Insurance Company Of Illinois v. Fleurimond Barthelemy, No. 4D20-1045, Florida Court of Appeals, Fourth District (July 14, 2021), in its second trip to the Florida Court of Appeal, the insurer appealed a verdict in favor of the insured. FACTS…
Insurance Fraud as a Federal Crime Fear of hard federal jail time should be rampant among fraud perpetrators in the United States who stage automobile accidents, fake trip-and-fall accidents, present or assist fraudulent workers’ compensation claims, or abuse health insurers because the U.S. Department of Justice (DOJ) is now awake to insurance fraud. Unlike most states, when convicted of a federal crime, the defendant will actually serve almost all of the time given at sentencing.…
A Video Explaining Some More of the Construction of a Dwelling See the full video at https://rumble.com/c/c-262921 and at https://youtu.be/0581meq2zG4 Roofing Asphalt shingles account for close to 90 percent of all residential roofs. Sheet metal, cement tiles, wood shakes or shingles, and traditional slate or ceramic tile are used across the country. For low-slope roofs, polymer membranes compete with asphalt roll roofing, coal tar, and asphalt-mop technologies. A historic home or home style will…
Fraud Perpetrators Have Unmitigated Gall Kristi Heffington appealed from the revocation of her probation. She argued on appeal that the revocation court’s decision was error even though it was proved that she had sent text messages to herself claiming it came from her past employer dentist who fired her for stealing from his practice and defrauding insurers. In Kristi Heffington v. State Of Maryland, No. 1899, Court Of Special Appeals Of Maryland (July 1, 2021)…
A Video Explaining Some of the Construction of a Dwelling See the full video at  https://rumble.com/c/c-262921 and at https://youtu.be/3vB2cshzSEU To understand the construction defect claim and the litigation surrounding construction defects, it is necessary to first have a basic understanding of construction, what is proper and prudent and what can go wrong. Building codes prescribe basic standards. When these standards are not followed, or not followed carefully enough, a building can fail. It may leak…