Barry Zalma, Inc.

Barry Zalma founded Barry Zalma, Inc. in 1979 to help resolve every insurance claim problem faced by you or your clients. For more than 51 years as a claims person and insurance coverage attorney, Barry Zalma has represented insurers, advised insurers on claims handling, interpreted coverages and testified as an insurance coverage, insurance bad faith, insurance claims handling and insurance fraud expert on behalf of insurers and policy holders’ suing insurers. He now limits his practice to consultation and service as an insurance claims handling expert.

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Latest from Barry Zalma, Inc.

90 to 180 Months for Pill Mill Doc’s Fraud & Death of Victim to Whom She Provided Narcotic Drugs In Commonwealth Of Pennsylvania v. Stephanie Tarapchak, J-S17021-20, No. 281 MDA 2018, Superior Court Of Pennsylvania (JUNE 23, 2020) Stephanie Tarapchak appealed  from the  judgment of sentence entered in the Court of Common Pleas of Lackawanna County (“trial court”), following her jury convictions for insurance fraud, theft by deception, corrupt organizations, perjury, endangering the welfare of…
The Reasons Behind the California Fair Claims Settlement Practices Regulations See the full video here https://youtu.be/7ELoCEAIldA In 1993 the state of California determined that the insurance industry needed to be regulated to stop insurers from treating the people insured badly and without good faith. It created a set of Regulations called the “California Fair Claims Settlement Practices Regulations” (the “Regulations) to enforce the mandate created by the California Fair Claims Settlement Practices statute, California Insurance…
The Insurance Podcast Available at https://anchor.fm/barry-zalma and Listen to the Podcast: Zalma on Insurance and https://open.spotify.com/show/2VTJCeGmBUkf0IlFV8SWJk and wherever you get podcasts. You can listen to Ethics and the Insurance Product https://anchor.fm/dashboard/episode/egfj8n https://anchor.fm/dashboard/episode/ege1rq and more than 50 episodes with one added five days a week on subjects related to insurance, insurance coverage, insurance law and insurance claims. © 2020 – Barry Zalma Barry Zalma, Esq., CFE, now limits his practice to service as an insurance consultant …
The Products Sold by Insurers are Promises See the full video at https://youtu.be/wx-BtQMCWZk The basic insurance product is a promise that the insurer may never be called upon to fulfill. The value of the promise is based on the trust of the policyholder in the insurer being able and willing to fulfill the promises made by the insurance policy. Gallup polls since 1977 have consistently ranked insurance sales persons among the lowest in terms of…
Swinger Shot by Unhappy Swinger Lies to Get Insurance Benefits and is Convicted of Fraud and Perjury John Alfonzo Smiley and Cynthia Biasi-Smiley were both charged with presenting a false and fraudulent insurance claim, insurance fraud, concealing an event affecting a person’s right to insurance benefits, two counts of attempted perjury, and presenting a false claim to a state board. A jury found both defendants guilty of the two attempted perjury counts and could not…
Murder as Side-Effect to an Insurance Fraud There is a myth that abounds in the criminal and civil courts of the United States that insurance fraud is a non-violent crime. Abdullah Alkhalidi (“Alkhalidi”) was convicted of murder, robbery, and theft. The Indiana state court denied relief, holding Alkhalidi’s innocence claim strongly indicated he would not have accepted the plea deal. The state court also held that Indiana requires a defendant to admit a plea deal’s…
Early Settlement of Construction Defect Claims are in the Best Interest of all Parties See the full video at https://youtu.be/3VftWnmb1Fc It is an axiom followed by almost every attorney that the sooner a suit is settled the less it will cost the defendants. Invariably as suits drag on, as discovery is received and analyzed, the positions of the parties become less amenable to compromise. If defendants and their counsel believe that liability against the defendant…
Insured’s Failure to Protect His Interest is His Own Worst Enemy for Not Reading Policy In a case where it was undisputed that the insured admitted he did not read the policy or the numerous policy-renewal notices sent to him from 2006 to 2015 that explicitly set forth the policy limits and explicitly requested that he read them the insured sued for coverage he did not buy. Had he read the policy and notices the…
How to Negotiate a Settlement See the full video at https://youtu.be/WSYTbMC_uTE After the adjuster determines that coverage exists, that the insured is probably liable for causing bodily injury or property damage to a third person, the adjuster must negotiate a settlement with the claimant or his or her attorney. Just like the plaintiff’s attorney in a personal injury case, the insurance adjuster will investigate the claim – the facts of the accident and the plaintiff’s…
The Made-Whole Doctrine Does Not Apply To First-Dollar Risk in New Jersey A self-insured retention or deductible is an amount of risk that the insured has agreed to assume in exchange for a lower premium cost for the insurance policy. Where the award from a subrogation action against a third party is insufficient to reimburse both the insured’s self-insured retention and the carrier’s loss in excess of the self-insured retention, to place priority of recovery…