Barry Zalma, Inc.

Barry Zalma founded Barry Zalma, Inc. in 1979 to help resolve every insurance claim problem faced by you or your clients. For more than 51 years as a claims person and insurance coverage attorney, Barry Zalma has represented insurers, advised insurers on claims handling, interpreted coverages and testified as an insurance coverage, insurance bad faith, insurance claims handling and insurance fraud expert on behalf of insurers and policy holders’ suing insurers. He now limits his practice to consultation and service as an insurance claims handling expert.

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Private Limitation of Action Provision of Policy Defeats Contract and Bad Faith Claim Almost every first party property insurance policy contains a private limitation of action provision that shortens the statute of limitations in the state where the loss occurred. It is the obligation of every insured, and every lawyer for a policyholder to be certain – if litigation is required – to file suit before the expiration of the private limitation of action contained…
A YouTube Channel for Those Interested in Insurance, Claims and Insurance Fraud I have created a YouTube Account where I will publish video on insurance claims, insurance law and insurance fraud. The first videos are availble at https://www.youtube.com/channel/UCFg7qxC0tVgKcMUqoUfnwPw The tort of bad faith available at https://www.youtube.com/watch?v=l5uZTvCe9X0 Murder for Life Insurance Fraud is available at https://www.youtube.com/watch?v=mipNvZEgEh0 Convicted for Insurance Fraud available at https://www.youtube.com/watch?v=ZUPfvUNSDy8 Please subscribe to the YouTube channel to see all new videos I will…
Everything Needed by the Insurance Claims Professional from Barry Zalma Over the last 52 years Barry Zalma has dedicated his life to insurance, insurance claims and the need to defeat insurance fraud. He has created the following library of books and other materials to make it for insurers and their claims staff to become insurance claims professionals. The earnings of almost every civil lawyer in the United States are funded by the insurance industry. Insurance…
You are Not “In, On or Open” a Vehicle When You are Blocks Away When a woman on a tour of the United States left the tour bus, checked into her hotel, walked into the shopping center of the town and was injured when struck by an automobile attempted to collect UIM benefits from the tour bus insurance policy in Sandrine Mounier, et al. v. RLI Corporation, et al., No. CV-19-01778-PHX-GMS, United States District Court…
Rescission of Insurance – 2nd Edition Newly updated and expanded, “Rescission of Insurance – 2nd Edition” provides the insurance coverage lawyer, policyholder lawyer and claims professionals with everything needed to understand and enforce the equitable remedy of rescission. Everyone involved in or with the business of insurance must understand that rescission is an equitable remedy as ancient as the common law of Britain. When the United States was conceived in 1776 the founders were concerned…
Frozen Pipes Insufficient to Prove Insured Failed to Heat Building When a major water damage loss occurred after freezing allegedly caused pipes to burst, conflicting expert testimony disputed what caused the pipes to freeze, making it impossible to grant summary judgment on an exclusion for failure to maintain heat. In Henlopen Hotel, Inc. v. United National Insurance Company, C.A. No. N18C-09-212 PRW, Superior Court Of The State Of Delaware (January 10, 2020) Henlopen Hotel sued…
Insurance Law & Fun Over the last 51 years Barry Zalma has dedicated his life to insurance, insurance claims and the need to defeat insurance fraud. He has created the following library of books and other materials to make it for insurers and their claims staff to become insurance claims professionals. Rescission of Insurance – 2nd Edition Newly updated and expanded, “Rescission of Insurance – 2nd Edition” provides the insurance coverage lawyer, policyholder lawyer and…
An Insurer May Relieve Itself Of Liability by Imposing Conditions Prior To Assuming An Obligation People who are injured in an auto accident always believe the insurance available from the tortfeasor and an underinsured motorist insurer is insufficient and try valiantly to obtain even more from other insurers. Failing to read and understand a clear and unambiguous exclusion results in losing a motion for summary judgment and a wasteful appeal. In Ana S. Deras v.…
The Little Book on Ethics for the American Lawyer The practice of law demands more than knowledge of statutory and case law. It requires more than technical proficiency in the nuts and bolts of legal practice. A lawyer is an officer of the legal system whose conduct should conform to the requirements of the law, both in professional service to clients and in the lawyer’s business and personal affairs. The practice of law requires that…
Failure to Maintain Underlying Insurance Defeats Claim for Defense from Umbrella Insurer Every insurance policy ever issued contains conditions that are the basis of the policy and must be fulfilled if an insured wishes to receive the benefits of the policy. Umbrella policies are designed to provide indemnity over basic underlying insurance. An umbrella policy, therefore, will consider that the policy will provide no benefits if the condition to maintain underlying insurance is breached by…