Statute
TRID
62 published works
Financial Services Perspectives
Fannie Mae Survey Indicates Lenders’ Experiences with TRID have been Mixed at Best
By Bradley
On October 3, 2015, the CFPB’s new TILA-RESPA Integrated Disclosure rule (TRID) took effect. According to the CFPB, the purpose of TRID was to replace four long-standing consumer mortgage disclosure…
MoFo ReEnforcement: The Enforcement Blog
CFPB Signals Coming Amendments to TRID Rule
In an April 28, 2016, letter to mortgage industry trade groups, the Director of the Consumer Financial Protection Bureau, Richard Cordray, signaled that the agency plans to propose amendments to…
Consumer Financial Services Review
The Fix Is In – The CFPB Says It Will Correct Deficiencies in TRID
The Consumer Financial Protection Bureau (CFPB or Bureau) has come under criticism recently for its heavy handed approach to regulation, including “regulation by enforcement”. Perhaps partially in response to those…
Bank Law Monitor
Citing Operational Challenges, CFPB May Rewrite TRID
By Faye Ricci
Today, the CFPB issued a letter to various industry trade groups, including the Mortgage Bankers Association, the American Bankers Association, and the Independent Community Bankers of America, acknowledging that the implementation…
Consumer Finance Monitor
CFPB To Reopen TRID Rulemaking
In a letter dated April 28, 2016, addressed to Industry Trades and their Members and signed by Director Cordray, the CFPB announced its intention to reopen the rulemaking for the…
Consumer Finance Monitor
CFPB Director Cordray Responds to Senator Corker Letter
The CFPB responded to a letter from Senator Corker (R. Tenn.) requesting the Bureau to release official guidance on what constitutes a technical error under the TILA/RESPA Integrated Disclosure (TRID)…
Consumer Finance Monitor
CFPB Staff Presents Second TRID Rule Webinar for 2016
The CFPB staff presented an informational webinar on Tuesday, April 12, 2016, to address several issues with the TILA/RESPA Integrated Disclosure (TRID) rule. The webinar, titled Know Before You Owe…
Consumer Finance Monitor
CFPB Posts Latest TRID Webinar
The CFPB updated its regulatory implementation materials to incorporate the recording of its March 1st presentation titled Know Before You Owe Mortgage Disclosure Rule – Construction Lending. The presentation focused…
Consumer Finance Monitor
Survey Says: TRID Extends Processing Times and Limits Products Offered
By Matthew Smith, Richard J. Andreano, Jr.
The American Bankers Association (ABA) has released findings from its recent 2016 ABA TRID Survey focusing on the TILA/RESPA Integrated Disclosure (TRID) rule's effect on the residential mortgage lending market.…
Consumer Finance Monitor
CFPB Staff Presents TRID Rule Webinar
By Matthew Smith, Richard J. Andreano, Jr.
The CFPB staff presented an informational webinar on Tuesday, March 1, 2016 to address several issues with the TILA/RESPA Integrated Disclosure (TRID) rule in connection with construction-to-permanent loans. These are…