Statute
TRID
62 published works
Bank Law Monitor
CFPB Director’s Statement About TRID Liability Does Not Resolve Uncertainty in the Secondary Market
By Faye Ricci
Since October 3, 2015, which was the effective date of the TILA-RESPA Integrated Disclosure Rules (TRID), banks and members of the mortgage industry have continued to work hard to implement…
Financial Services Perspectives
Interacting with Settlement Agents to Ensure TRID Compliance
Last October, the Consumer Financial Protection Bureau’s (CFPB) new integrated mortgage disclosure rule under the Truth in Lending Act and the Real Estate Settlement Procedures Act (commonly known as the…
Southeast Financial Litigation Monitor
Recent Letter From CFPB Director Makes Clear That Mortgage Lenders Should Be Promptly Correcting Defects In Loan Documents, Even After Closing
By Fox Rothschild LLP, Elizabeth Flachsbart
In December 2015, the Mortgage Bankers Association wrote to the Consumer Financial Protection Bureau for clarification regarding the implementation of the recent TILA-RESPA Integrated Disclosure (“TRID”) rule. In its letter…
Consumer Finance Monitor
CFPB issues TRID rule corrections
The CFPB has issued a final rule containing "technical corrections" to the final TILA-RESPA Integrated Disclosure (TRID) rule that became effective on October 3, 2015. The corrections are effective December…
Consumer Finance Monitor
CFPB outlines exam priorities for 2016
By Matthew Smith, Richard J. Andreano, Jr.
The CFPB’s Deputy Assistant Director for origination recently warned mortgage lenders of the four main examination priorities for 2016—loan originator compensation plans, the ability-to-repay rule, the TILA-RESPA Integrated Disclosures (TRID)…
MoFo ReEnforcement: The Enforcement Blog
MBA TRID Resource Guide 2nd Edition
The Mortgage Bankers Association has released the 2nd Edition of its TRID Resource Guide. The guide has been updated to reflect new developments since TRID took effect on October 3,…
Southeast Financial Litigation Monitor
TRID: The Next Consumer Litigation Frontier?
The residential mortgage market underwent a significant regulatory change on October 3, 2015, when the TILA-RESPA Integrated Disclosure (TRID) rule went into effect. TRID was promulgated by the Consumer Financial…
Subject to Inquiry
CFPB’s Cordray Issues Warning to Vendors
By Government Investigations Group
Consumer Financial Protection Bureau (CFPB) Director Richard Cordray recently issued a warning to mortgage technology vendors for a lack of compliance with the CFPB’s TILA-RESPA Integrated Disclosure (TRID) Rule. Addressing…
Southeast Financial Litigation Monitor
So You’ve Implemented TRID, Now What?
Please join Balch & Bingham on November 13 for an in-depth discussion about the newly-implemented TILA-RESPA Integrated Disclosure Rules (“TRID”). This seminar will solely focus on post-implementation issues and managing…
Consumer Finance Monitor
Director Cordray sends warning to vendors on TRID rule compliance
In remarks yesterday at the Mortgage Bankers Association's annual convention, CFPB Director Richard Cordray stated that the CFPB may need to look more closely at vendors of software and other…