Statute
TRID
62 published works
Data Privacy + Cybersecurity Insider
New Landmark Consumer Disclosure Rules Trigger Privacy Concerns
By Norman Roos
The Consumer Financial Protection Bureau’s new “Know Before You Owe” mortgage disclosure rule is designed to prevent surprises at the closing table, but with increased transparency come concerns over borrower…
Consumer Finance Monitor
Transitional period and initial supervisory practice over TRID
By Wendy Novotne, Richard J. Andreano, Jr.
The CFPB sent industry trade groups a letter on October 1, 2015 to address the approach of the FFIEC member agencies during the initial months following the implementation of the…
Consumer Finance Monitor
House Passes Bill to Delay TRID
By Richard J. Andreano, Jr., Matthew Smith
On October 7, 2015, the U.S. House of Representatives passed a bill that would provide a safe harbor from the new TILA/RESPA Integrated Disclosure (TRID) rule for a period of…
Bank Law Monitor
House Passes Bills to Delay TRID Enforcement and Provide Regulatory Relief
By Faye Ricci
On Wednesday, October 7th, the House voted to pass the Homebuyers Assistance Act, a bill that would delay enforcement of the new TRID rules that went into effect on October…
MoFo ReEnforcement: The Enforcement Blog
CFPB Sends Industry Letter on TRID
On October 1, regulators including the CFPB sent a letter to mortgage industry trade groups regarding TRID. The letter states that: “During initial examinations for compliance with the rule, the…
Subject to Inquiry
45 Day Warning: A Brief Overview of the New TRID Disclosure Requirements in Advance of the October 3, 2015 Implementation
By Justin Opitz
With the new TILA-RESPA Integrated Disclosures (TRID) going into effect Saturday, October 3, 2015, it is important for lenders and consumers alike to review the new forms and understand the…
Consumer Finance Monitor
CFPB updates TILA-RESPA implementation materials
The CFPB has updated the TILA-RESPA implementation materials and resources to make them consistent with the new October 3 effective date for the TILA-RESPA final rule. Specifically, updates have been…
Consumer Finance Monitor
House Financial Services Committee passes CFPB-related bills including bill creating TRID Rule hold harmless period
By Richard J. Andreano, Jr., Barbara S. Mishkin
Yesterday, the following four CFPB-related bills were passed by the House Financial Services Committee: H.R. 3192, the "Homebuyers Assistance Act": The bill would provide a hold harmless period for the…
Financial Services Perspectives
CFPB Moves TRID Effective Date to October 3
By Bradley
In previous blog postings, we discussed an informal announcement from the Consumer Financial Protection Bureau (CFPB) of its intent to delay the effective date of the new integrated mortgage disclosure…
Consumer Finance Monitor
CFPB officially moves TRID effective date to October 3
The CFPB has issued a final rule postponing the effective date for all provisions of the TILA-RESPA Final Rule and Amendments to October 3, 2015. The final rule also includes…