Anywhere from one to two years after your claim for short term disability benefits has been approved, your insurance carrier will begin to evaluate whether you qualify for long term disability benefits. Far too often, the answer is no—not because your condition isn’t severe enough, but because your medical records don’t quite connect the dots when it comes to your policy’s new definition of disability. Below, we’ll discuss when disability benefit denials tend to occur, as well as what you can do to shield your claim from denial.
- A lot of disability benefit denials occur when transitioning from short term to long term disability.
- The manner in which a doctor completes your attending physician form can “make or break” your claim.
- What are some tips for a person to protect payment of their disability benefits once approved?
- Your treating doctors must document all of your complaints and limitations in your medical records.
Because so many disability insurance denials occur during the transition between short term and long term disability benefits, it’s important to have legal advice and assistance throughout this process. The experienced attorneys at Dell Disability Lawyers can help you obtain (and maintain) the benefits you deserve. Give us a call today to schedule your free consultation.