A director of operations suffered a heart attack and was denied short-term, long-term, and waiver of premium on his life insurance policies by Principal Financial, despite his doctor’s supportive statements and his own attempts to return to work.
Disability Insurance Claims Law Blog
Keeping Disability Insurance Companies Honest and Helping Claimants Collect LTD or STD Benefits
The Disability Insurance Claims Law Blog, published by Dell & Schaefer PA, focuses on legal issues related to disability insurance claims and appeals. It covers strategies for obtaining long-term disability benefits, handling denials, and navigating the appeal process under ERISA and other frameworks. The blog discusses how disability insurance companies evaluate medical evidence, occupations, and disabling conditions, and it provides guidance on working with doctors and experts to strengthen claims. It also addresses litigation tactics, settlement negotiations, and the impact of discretionary clauses in insurance policies. Additionally, the blog offers resources such as company reviews, lawsuit stories, and tips for claimants to improve their chances of benefit approval.
Latest from Disability Insurance Claims Law Blog - Page 4
Unum Disability Insurance Appeal Victory for Golf Course Supervisor with Stroke
By Gregory Dell
We share the inspiring journey of a golf course supervisor who suffered a stroke in May 2023, resulting in serious health issues including left side weakness, visual problems, and fatigue.…
Law Firm Recruiter with Migraines Wins Unum Disability Insurance Appeal
By Gregory Dell
We explore the journey of a law firm recruiter who successfully navigated the complexities of a Unum disability insurance appeal due to debilitating migraines.…
McKinsey & Company Employee With Mental Illness Wins Unum Disability Insurance Lawsuit
By Gregory Dell
Discover the inspiring story of a McKinsey & Company employee who overcame the challenges of living with a mental illness and successfully won a Unum disability insurance lawsuit.…
Business Owner With DID Gets MetLife Disability Approval
By Gregory Dell
DID is a very disabling condition but often challenged by disability insurance companies. Long term disability attorney Steven Dell discusses how he was able to secure approval of MetLife long term disability benefits for a business owner.…
Dentist With Neck and Back Disorder Wins Unum and Protective Life Claim
By Gregory Dell
Steven and Gregory Dell have helped thousands of claimants to get their disability insurance benefits approved. We discuss a successful Unum and Protective Life disability benefit approval for a dentist with a neck and back disorder. Contact us to…
Lincoln Financial Disability Denial of Hotel Manager with Colon Cancer Reversed
By Gregory Dell
Lincoln Financial has a horrible pattern of denying long term disability claims as soon as a claimant with cancer enters remission. Remission does not mean a claimant has no disabling symptoms.…
Software Engineer with Ehlers Danlos Syndrome Resolves New York Life Disability Lawsuit
By Gregory Dell
Our client was a software engineer disabled by Ehlers Danlos Syndrome and a rare lumbar back disorder. Following the denial of short and long term disability insurance benefits a lawsuit was filed against New York Life and a confidential…
Unum Disability Appeal Victory for a Transportation Manager with a Brain Injury
By Gregory Dell
Attorneys Rachel Alters and Gregory Dell discuss a case against Unum in which Unum approved benefits for a brain injury and then denied benefits shortly thereafter. This was a very sad denial. Our client contacted us after being denied…
How to Prevent a Unum Long Term Disability Benefit Denial
By Gregory Dell
Anyone who is dealing with a medical or mental health condition that prevents you from working full-time knows how stressful this process can be—made more so by worrying that Unum will deny your claim for long term disability benefits.…