When your disability insurance policy’s definition of “disability” changes, many claimants are vulnerable to having their benefits denied. What should claimants do to protect themselves—and their benefits? Below, we’ll discuss what happens when the change of disability definition occurs
Disability Insurance Claims Law Blog
Keeping Disability Insurance Companies Honest and Helping Claimants Collect LTD or STD Benefits
The Disability Insurance Claims Law Blog, published by Dell & Schaefer PA, focuses on legal issues related to disability insurance claims and appeals. It covers strategies for obtaining long-term disability benefits, handling denials, and navigating the appeal process under ERISA and other frameworks. The blog discusses how disability insurance companies evaluate medical evidence, occupations, and disabling conditions, and it provides guidance on working with doctors and experts to strengthen claims. It also addresses litigation tactics, settlement negotiations, and the impact of discretionary clauses in insurance policies. Additionally, the blog offers resources such as company reviews, lawsuit stories, and tips for claimants to improve their chances of benefit approval.
Latest from Disability Insurance Claims Law Blog - Page 5
Registered Nurse Wins Disability Insurance Appeal of Lincoln Financial Denial
By Gregory Dell
Attorney Cesar Gavidia was successful in helping a registered nurse with a knee disorder to get her Lincoln Financial disability denial reversed. Cesar discusses the basis for the Lincoln Financial denial and the strategies he took to get the…
Do Disability Insurance Companies Deny All Claims?
By Gregory Dell
Anywhere from one to two years after your claim for short term disability benefits has been approved, your insurance carrier will begin to evaluate whether you qualify for long term disability benefits. Far too often, the answer is no—not because…
Estes Express Diesel Mechanic Wins NY Life Disability Appeal After Prior Law Firm Sucked
By Gregory Dell
This video touches on many important points dealing with selecting an experienced long term disability attorney and steps taken to win a New York Life disability benefit appeal for an Estes Truck Lines diesel mechanic. Long term disability attorneys…
Prudential Reverses Disability Denial for Engineer with Depression
By Gregory Dell
After paying 6 months of long term disability benefits for an Engineer with worsening depression, Prudential randomly decided to deny disability benefits. Long term disability attorney Rachel Alters discusses Prudential’s basis for denying benefits and the actions Rachel took…
Unum Denied Disability Benefits to Lawyer After Paying for 18 Years
By Gregory Dell
Long term disability lawyers Cesar Gavidia and Gregory Dell discuss a 6th Circuit Court of Appeals decision in which the court found that Unum’s denial of benefits to a lawyer with mental illness was improper.…
Lincoln Financial Reverses Disability Denial of Patient Care Manager
By Gregory Dell
A Lincoln Financial disability denial when you transition to LTD from STD is not uncommon. Long-term disability lawyers Stephen Jessup and Gregory Dell discuss why Lincoln denied LTD benefits to our client after they had awarded her shot term…
KPMG Employee Wins Prudential Long Term Disability Insurance Appeal
By Gregory Dell
KPMG employees have very demanding jobs and we have helped a lot of KPMG consultants. This case is a classic example of Prudential approving short term disability and then denying long term disability benefits.…
Lincoln Denies Disability Benefits to 66 Year Old Software Developer with Long Covid
By Gregory Dell
Our client, a 66 year old software developer employed by Novo Nordisk was denied long term disability benefits by Lincoln Financial. How does Lincoln deny long term disability benefits to a 66 year old male that has multiple sclerosis…
Banker with Cirrhosis Wins Sun Life Disability Benefit Denial Appeal
By Gregory Dell
This Sun Life disability benefit denial claim came to us after many law firms rejected the claim. Sun Life was denying disability benefits due to an alcoholism exclusion and we are able to prove that our client’s cirrhosis was…