This is a long term disability insurance claim where we helped a radiologist to apply and get approved for Unum long term disability benefits. This claim was challenging because our client had been treating for depression and anxiety for
Disability Insurance Claims Law Blog
Keeping Disability Insurance Companies Honest and Helping Claimants Collect LTD or STD Benefits
The Disability Insurance Claims Law Blog, published by Dell & Schaefer PA, focuses on legal issues related to disability insurance claims and appeals. It covers strategies for obtaining long-term disability benefits, handling denials, and navigating the appeal process under ERISA and other frameworks. The blog discusses how disability insurance companies evaluate medical evidence, occupations, and disabling conditions, and it provides guidance on working with doctors and experts to strengthen claims. It also addresses litigation tactics, settlement negotiations, and the impact of discretionary clauses in insurance policies. Additionally, the blog offers resources such as company reviews, lawsuit stories, and tips for claimants to improve their chances of benefit approval.
Latest from Disability Insurance Claims Law Blog - Page 6
A Long-Term Disability Success Story for a Teacher with MS that was Denied Benefits by New York Life
By Gregory Dell
Long term disability insurance attorney Stephen Jessup discusses the reasons that NY Life denied benefits and the strategy he took to get the NY Life disability denial reversed on appeal.…
Lincoln LTD Denial Reversed for an Occupational Therapist that was Denied Benefits After 24 Months
By Gregory Dell
It is typical for Lincoln Financial to deny disability insurance benefits after paying for 24 months due to a change in the definition of disability from own occupation to any occupation. Disability insurance attorney Alex Palamara discusses how Lincoln…
Prudential Reverses Decision to Terminate LTD Benefits of MRI Tech with MS
By Gregory Dell
Our client, an MRI TECH, was disabled due to multiple sclerosis and degenerative disc disease resulting in a neck surgery. Prudential challenged our client’s disabling condition by approving and denying her claim multiple times throughout a 9 year period.…
Onsite Construction Manager Wins STD Appeal Against Reliance Standard
By Gregory Dell
Reliance Standard wrongfully denied disability benefits to woman recovering from Chemotherapy due to ovarian cancer. Long term disability insurance attorneys Greg Dell and Cesar Gavidia discuss the history of the claim and how we were able to get the…
Lawyer Wins 24 Month Mental Nervous Prudential Disability Denial
By Gregory Dell
In this Prudential disability benefit denial disability attorney Stephen Jessup was able to prove that our client was disabled by cognitive disorders and not a mental nervous condition. As a result of the Prudential appeal victory, our client, a…
KPMG Tax Consultant Wins Prudential Disability Appeal
By Gregory Dell
Our client was a director at KPMG in the tax consulting department. He was disabled due to depression and anxiety and he was a high wage earner with a monthly disability benefit over $20,000. Prudential used a nurse to…
Corporate Attorney with Long COVID & Cognitive Limitations Wins Lincoln Disability Benefit Appeal
By Gregory Dell
Attorney Rachel Alters discusses a Long Covid disability insurance claim that was denied by Lincoln Financial after paying long term disability benefits for one month. This is a classic long covid denial of an attorney which our lawyers are…
Building Engineer Wins Lincoln Financial Disability Appeal
By Gregory Dell
The majority of Lincoln Financial denials happen after a claimant has been paid for 24 months. In this video, long term disability lawyers Gregory Dell and Cesar Gavidia discuss why Lincoln Financial denials happen when claimants have been paid…
Reliance Standard Denies LTD Benefits 4 times in 24 Months for 64 Year Old Insurance Agent
By Gregory Dell
This was a first for our law firm and a new low for Reliance Standard. Our client, an insurance agent for Florida Farm Bureau Insurance Companies, was denied and approved four times in a 24 month period.…