In this long term disability denial, MetLife tried to rely on three different policy defenses to deny disability benefits. MetLife initially paid client for 22 months and then denied LTD benefits prior to the change of definition. MetLife attempted
Disability Insurance Claims Law Blog
Keeping Disability Insurance Companies Honest and Helping Claimants Collect LTD or STD Benefits
The Disability Insurance Claims Law Blog, published by Dell & Schaefer PA, focuses on legal issues related to disability insurance claims and appeals. It covers strategies for obtaining long-term disability benefits, handling denials, and navigating the appeal process under ERISA and other frameworks. The blog discusses how disability insurance companies evaluate medical evidence, occupations, and disabling conditions, and it provides guidance on working with doctors and experts to strengthen claims. It also addresses litigation tactics, settlement negotiations, and the impact of discretionary clauses in insurance policies. Additionally, the blog offers resources such as company reviews, lawsuit stories, and tips for claimants to improve their chances of benefit approval.
Latest from Disability Insurance Claims Law Blog - Page 7
Best Buy Manager with Heart Disease Wins Hartford Disability Appeal
By Gregory Dell
This is an example of Hartford disability benefit denial which never should have been denied. In this Hartford long term disability denial, long term disability lawyer Alex Palamara discusses how he was able to help a Best Buy manager…
Nurse Wrongfully Denied LTD Benefits By Prudential Wins Appeal
By Gregory Dell
Prudential wrongfully denied long term disability benefits to a registered nurse working for Davita inc. In this long term disability denial Prudential relied on a medical record by a nurse to deny benefits. Attorneys Alex Palamara and Gregory Dell…
Seven Surgeries and The Standard Still Denies Disability Insurance Benefits
By Gregory Dell
This was a shocking denial by The Standard. Our client, a technical support representative for the state of Oregon was denied long term disability after undergoing two hip, two knee and three back surgeries. After paying benefits for 1.5…
Nurse With Knee and Back Disorder Wins Hartford Disability Insurance Appeal
By Gregory Dell
In this Hartford long term disability benefits denial, Rachel Alters discusses how she was able to help a nurse with a knee and back disorders to win her disability insurance benefits. Rachel also provides tips about how to prevent…
Family Medicine and Internal Medicine Doctor Disability Claim Information and Tips for Claim Approval
By Gregory Dell
When family medicine or internal medicine doctors get sick or have a medical condition that makes it difficult to work, they still do not stop working. They show up at their office every day regardless of how they feel.…
FPL Lineman Wins Lincoln Financial Disability Denial Appeal
By Gregory Dell
Despite a serious work injury, Lincoln literally told this FPL lineman employee to go a climb a pole. In order to deny long-term disability insurance benefits, Lincoln hired a doctor to review medical records and conclude that our client…
Accountant & AICPA Disability Insurance Claim Tips and Strategies
By Gregory Dell
Accountants often have a difficult time having their claim for disability benefits approved. Insurance companies consider the job of an accountant as sedentary, believing all it entails for an accountant to do the job is to sit at a…
Truck Driver Wins Unum Long Term Disability Insurance Appeal
By Gregory Dell
Most people don’t realize the demands of being a commercial truck driver. It’s crazy when a disability insurance company tells a truck driver that it’s safe for him or her to get back on the road and risk the…
Anesthesiologist Approved for Long Term Disability Benefits Plus an Extra 9 Months of Benefits
By Gregory Dell
Getting approved for long term disability benefits can be challenging, but the challenge is even greater when you have three different disability policies. Every disability policy has it’s own language and every disability company requires different claim forms.…