Disability insurance companies like to see objective medical evidence to approve a long term disability claim. But so many disabling conditions are “invisible” – chronic pain, mental health ailments, and other conditions that don’t show up on an MRI
Disability Insurance Claims Law Blog
Keeping Disability Insurance Companies Honest and Helping Claimants Collect LTD or STD Benefits
The Disability Insurance Claims Law Blog, published by Dell & Schaefer PA, focuses on legal issues related to disability insurance claims and appeals. It covers strategies for obtaining long-term disability benefits, handling denials, and navigating the appeal process under ERISA and other frameworks. The blog discusses how disability insurance companies evaluate medical evidence, occupations, and disabling conditions, and it provides guidance on working with doctors and experts to strengthen claims. It also addresses litigation tactics, settlement negotiations, and the impact of discretionary clauses in insurance policies. Additionally, the blog offers resources such as company reviews, lawsuit stories, and tips for claimants to improve their chances of benefit approval.
Latest from Disability Insurance Claims Law Blog - Page 8
New York Life’s Number One Reason to Deny Disability Benefits
By Gregory Dell
Disability attorneys Gregory Dell & Alex Palamara discuss how NY Life reviews medical evidence and then makes a determination about appropriate medical support.…
Emergency Room Physician Disability Insurance Claim Tips for Approval
By Gregory Dell
Emergency Room physicians face challenges when filing claims for disability insurance. A medical diagnosis is not enough to support a finding of disability. They must prove how that medical condition makes it impossible for them to do their jobs.…
ADP Admin With Amputated Leg Denied Hartford Long Term Disability Benefits Wins Appeal
By Gregory Dell
This was a really bad denial by Hartford, but unfortunately not that unusual. Disability insurance attorney Alex Palamara discusses the reason for Hartford’s disability denial and the steps we took to get the Hartford disability denial reversed.…
Obstetric & Gynecologist (OB-GYN) Doctor Long Term Disability Tips to Get Disability Benefits Approved
By Gregory Dell
It can be difficult for OB-GYN doctors to have their claim for long term disability (LTD) benefits approved even when the policy has been in effect for years. The burden to prove disability is on the doctor.…
Anesthesiologist Disability Insurance Claim Actions You Must Know
By Gregory Dell
Filing a claim for long-term disability (LTD) benefits is not an easy task for anesthesiologists. Insurance claims representatives hope they can find a reason to deny the claim so they can save their employer money. Anesthesiologists sometimes make the…
What is Disability Insurance and Should You Buy It?
By Gregory Dell
Disability insurance can help protect your income if you’re no longer able to work – but not all disability insurance policies are created equal. Depending on the type and term of policy you have, the process of qualifying for…
Hartford Disability Denial Reversed for Oracle Manager and Veteran with Cardiovascular Disease
By Gregory Dell
Disability attorneys Gregory Dell & Cesar Gavidia discuss how they helped a former ORACLE employee to win his Hartford long term disability benefits. We provide some disability claim tips in order to help you avoid a denial.…
Hartford Long Term Disability Appeal Victory for Truck Driver with Hip, Back and Cardiac Disorders
By Gregory Dell
In this Hartford long term disability denial disability attorneys Gregory Dell and Stephen Jessup discuss a horrible denial by Hartford where they relied on their own nurse and manipulated a treating doctor’s opinion to deny benefits.…
Reliance Standard Denies Long Term Disability After Paying for 16 Years
By Gregory Dell
This was a horrible Reliance Standard long term disability benefit denial. Long term disability lawyers Rachel Alters and Gregory Dell discuss a successful LTD appeal on behalf of a factory worker that had suffered multiple serious injuries to his…