Topic
Consumer Reporting
77 published works
Michigan Employment Law Advisor
Job Applicant’s Lawsuit under Fair Credit Reporting Act Barred by Statute of Limitations
By Jason Shinn
Employers in Michigan and surrounding states conducting background reports on job applicants received a favorable decision from the Sixth Circuit Court of Appeals when it comes to limiting liability for…
Financial Services Perspectives
CFPB Blogs that References to Consumer Reporting “Agencies” and Credit “Bureaus” are Confusing to Consumers
The Consumer Financial Protection Bureau (CFPB) posted guidance on its blog on January 27, 2016 reminding consumers of their right to obtain a free copy of their consumer report. The…
MoFo ReEnforcement: The Enforcement Blog
CFPB Keeps the Heat on Debt Collection, Consumer Reporting
On December 7, 2015, the CFPB announced another consent order going after a firm for alleged violations the Consumer Financial Protection Act, FCRA, and FDCPA. The CFPB alleges that Massachusetts…
California Workplace Law Blog
California Supreme Court to Decide if California Investigative Consumer Reporting Agencies Act is “Unconstitutionally Vague”
The California Supreme Court will decide if the California Investigative Consumer Reporting Agencies Act (ICRAA) is unconstitutionally vague. In Connor v. First Student Inc., the Court of Appeal rejected an…
Consumer Finance Monitor
CFPB issues Fall 2015 supervisory report
In its Fall 2015 Supervisory Highlights, which covers supervision work generally completed between May and August 2015, the CFPB highlights legal violations resolved using non-public supervisory actions involving consumer reporting,…
California Employment Law Update
Background Check Law Is Not Unconstitutionally Vague
By Tony Oncidi
Connor v. First Student, Inc., 2015 WL 4768123 (Cal. Ct. App. 2015) Eileen Connor worked as a school bus driver for Laidlaw Education Services. After First Student acquired Laidlaw, it…
Data Privacy + Cybersecurity Insider
Seventh Circuit rules hospital system is not a Consumer Reporting Agency under FCRA
Is a hospital a “consumer reporting agency”? Can a health care provider be liable under the Fair Credit Reporting Act (FCRA) in the event of a data breach? The Seventh…
Law and the Workplace
Georgia Enacts “Mini”-FCRA
By Daniel Saperstein, Katharine Parker
For more than four decades, the federal Fair Credit Reporting Act (“FCRA”) has regulated consumer reporting agencies (“CRAs”) that furnish consumer reports (i.e., background checks) to third parties such as…
MoFo ReEnforcement: The Enforcement Blog
Supervisory Haiku-lights, Summer 2015
Break out the short shorts everybody: it’s summer! We know you could use a palate cleanser between the 50 Shades novels and Game of Thrones wikis you’re reading on the…
Consumer Finance Monitor
CFPB supervisory report highlights violations in consumer reporting, debt collection, student loan servicing, mortgage origination and servicing, fair lending
In its Summer 2015 Supervisory Highlights, which covers supervision work generally completed between January and April 2015, the CFPB highlights legal violations resolved using non-public supervisory actions involving consumer reporting,…