Topic
Consumer Reporting
77 published works
California Employment Law Report
Five things employers must understand about LinkedIn’s job reference lawsuit
Recently, the issue raised in Sweet v. LinkedIn is whether the Reference Searches functionality offered by LinkedIn is governed by the regulations set forth in the FCRA. The Reference Search…
Consumer Finance Monitor
CFPB supervisory report highlights violations in debt collection, consumer reporting, overdraft practices, mortgage origination, and fair lending
In its Winter 2015 Supervisory Highlights, which covers supervision work generally completed between July and December 2014, the CFPB highlights legal violations resolved using non-public supervisory actions involving debt collection,…
Subject to Inquiry
CFPB Supervision Exposes Violations by Service Providers
By Government Investigations Group
Last month, the CFPB released the fifth edition of its Supervisory Highlights report describing findings from recent examinations of consumer financial products and services providers. The report highlighted regulatory violations…
Consumer Finance Monitor
CFPB highlights unlawful practices relating to mortgage and student loan servicing, debt collection, electronic fund transfers and consumer reporting
While mortgage and student loan servicing violations cited by the CFPB in its Fall 2014 Supervisory Highlights have grabbed the headlines, the report also includes noteworthy observations regarding the violations…
Texas Employment Law Update
Employers Should Dot Their I’s and Cross Their T’s When Using Consumer Reporting Information
According to Law360, Home Depot has been sued in a Georgia federal court in a putative class action alleging violations of the Fair Credit Reporting Act (FCRA) for improperly using consumer reports…
Employment & Labor
Are FCRA Class Actions A New Form Of Wage & Hour Lawsuits?
By Pamela Devata and Paul Kehoe On April 21, 2014, Swift Transportation Co. of Arizona and a class of plaintiffs jointly moved for preliminary settlement approval to end litigation for alleged violations of the…
Law and the Workplace
Maine Revises State FCRA to be More Consistent with Federal Law
By Daniel Saperstein, Katharine Parker, Kelly Anne Targett
On June 11, 2013, Maine's governor signed LD 1410 to update the state's consumer reporting law by adopting, in large part, the provisions of the federal Fair Credit Reporting Act…
Inside Privacy
FTC Official Highlights FCRA Enforcement as a High Priority
By Mike Nonaka
Earlier this month, Maneesha Mithal, Associate Director of the Federal Trade Commission’s Division of Privacy and Identity Protection, testified before the U.S. Senate Subcommittee on Consumer Protection, Product Safety, and Insurance…
HR Defense
New Fair Credit Reporting Act Form For Employers
Title X of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (Dodd-Frank Act) established the Consumer Financial Protection Bureau (CFPB), and the responsibility for interpreting and enforcing…
Inside Privacy
FTC Obtains Second Largest Civil Penalty Under FCRA
An employment background screening company will pay a $2.6 million civil penalty to settle Federal Trade Commission charges under the Fair Credit Reporting Act. The FTC alleged that HireRight Solutions,…