It is Not Hearsay if You Said It: Broker and Agent Statements are Representations of the Insurer in Minnesota
Introduction.
Recent legislation and Minnesota court decisions have changed how courts treat statements by insurance brokers and agents. Historically, to determine if a policyholder or insurer was responsible for the statements and actions of the insurance brokers or agent you had to look to the principles of legal authority. The possession of authority, whether actual or apparent, was a question of fact to be determined by the context surrounding the act and/or representation.[1] …
